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Bankruptcy Lawyer Flushing Mi Attorney Michigan
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Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan
When You File Bankruptcy in Flint Michigan?
You can choose the kind of bankruptcy that best meets your needs provided you meet certain qualifications:
Chapter 7 in Grand Blanc Michigan - A trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal property and possibly some real estate depending on your case situations. Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan specializes in giving you the best advice to make the correct decisions regarding your Chapter 7 bankruptcy action in the Flint Michigan area.
Chapter 13 in Grand Blanc Michigan - You can usually keep your property , but you must earn wages or have some other source of regular income and you must agree to pay part of your income to your creditors. The court must approve your repayment plan and your budget. A trustee is appointed and will collect the payments from you, pay your creditors, and make sure you live up to the terms of your repayment plans. Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan will work with you to make sure you reap all the benefits when filing your Chapter 13 case in Grand Blanc Michigan.
Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan will work with you and your creditors to find the best solution for your case in Grand Blanc and the surrounding communites of Burton, Davison, and Mt. Morris Michigan.
What is Bankruptcy Discharge?
One of the reasons people file bankruptcy in the Grand Blanc Michigan area is to get a discharge. A discharge is a court order which states that you do not have to pay most of your debts. Some debts cannot be discharged. For example you cannot discharge debts for - Taxes, Child Support, Alimony, Student Loans, Court Fines and Criminal Restitution, Personal Injury caused by a drunk driving or under the influence of drugs. The discharge only applies to debts that arose before the date you filed. Also, if the judge finds that you received money or property by fraud, that debt may not be discharged.
It is important to form a complete list of all of your property and debts in your bankruptcy schedules. If you do not create a list of complete debts it is possible some of the debts will not be discharged. Therefore, it is a good idea to get all of your debt information together before proceeding with a Bankruptcy action in the Grand Blanc Michigan area. The judge can also deny your discharge if you are found to do something dishonest in connection with your bankruptcy case. This includes destroying or hiding property, falsifying records, lying or if you disobey a court order.
You can only receive a chapter 7 discharge every eight years. No one can make you pay a debt that has been discharged, buy you can voluntarily pay any debt you wish to pay. Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan will see to it that all of these details are addressed in your bankruptcy case.
Contact Flint Michigan Bankruptcy Lawyer Michigan Business News Michigan now for a free consultation and case review regarding your Bankruptcy Case in Grand Blanc Michigan and the surrounding communities of Grand Blanc, Davison, Swartz Creek, Flushing, Goodrich, Fenton, Holly, Ortonville, Clarkston, Waterford, Mt. Morris, Clio, Frankenmuth, Birch Run and more. We will see to it that is the best call you ever made!